Monday, October 19, 2015

Phoenix Car Insurance: Upgrade Your Coverage Limits with Life Changes

When your life turns to its new chapter, your car insurance rates and needs will also change. Whether you’re getting married, having a new baby or buying a new car more suitable for your growing family, make sure your coverage is updated. By learning how these life events impact your rates here in Phoenix you can adjust your coverage as needed to secure the maximum amount of protection possible for you and your family.

Monday, September 21, 2015

Helping Teachers Breathe Easier through a Phoenix Car Insurance Agent

Teachers are often seen as a student’s second parent and have the responsibility to train them further for their own futures. At the same time, they also need effective breaks in managing their finances, especially when that includes buying their own car when classes are in session. This is where a Phoenix car insurance agent such as Ms. Sherri Bailey of Farmers Insurance can help. The Bona Fides Many insurers in Phoenix, Arizona offer special discounts to be applied in a teacher’s auto insurance policy. In many cases, however, they also require teachers to submit copies of their professional documents, such as their teaching credentials and teacher certificate. The insurer may also verify proof of employment with the employing school.

Tuesday, August 18, 2015

Getting a Car Insurance After a DUI: Important Things You Should Know

A car insurance purchase and a DUI record doesn’t necessarily go well hand in hand, though it is possible to purchase coverage after a DUI charge. Above all else, there are two main rules you must know regarding the matter: an actual DUI conviction automatically means you’ll have to pay a greater premium, but if you got arrested for DUI and convicted of a lesser offense, you have a chance of getting lower rates. So how does a DUI affect the purchase of a car insurance policy in the country? In general, the amount you’ll have to pay for coverage depends in part on how your adjuster sees the probability of you getting involved in an accident.

Thursday, July 9, 2015

The Nuts And Bolts of Purchasing Auto Insurance for Your Motorhome

When the open road calls, a recreational vehicle is almost always the vehicle of choice. The nature of a long and winding journey on an RV is no joke, though, so you’d want to purchase adequate car insurance coverage for the motorhome firsthand. However, RV owners from Phoenix and beyond looking to insure their vehicles are in for an insurance path that’s quite different from that of their peers’: specialized RV insurance typically resembles a combination of auto, home/renters, and travel insurance rolled into one. That alone can be enough to cause confusion. If you’re asking when RV insurance is required, the short answer is almost always. Some destinations explicitly require motorhome insurance while some others don’t, owing to specific state laws. Most, however, require RV owners to possess at least an accepted minimum limit of liability in case they’re deemed responsible for damaging another vehicle or injuring its passengers.

Monday, June 29, 2015

Why Buy Phoenix Car Insurance and Other Policies from a Single Firm?

Phoenix locals purchase insurance to protect themselves and their loved ones from financial troubles during an emergency. Insurance even allows them to protect their assets or recover quickly after a sudden fiscal downturn. In fact, the law requires a person to have insurance on basic aspects of their lives, such as health and car ownership.